Summary

this article talks about how higher ed is important but how the cost is outrageous and how student loans are around forever. it also includes things that are coming up in congress that will make schools fill out a form to show how much student loan applicants will be paying per month once they begin to start paying. but something like this is had when there are more than 4000 colleges and universities. the article argues that this information should be there and should have always been there because young adults should get the easiest to compare charts before they make a huge life changing decision. Gale believes that congress will take up this proposal next year after online gambling is solved because that's more important to congress.

Ethos

•    Gail Collins
•         The Times Andrew Martin
•          Pat Callan of the Higher Education Policy Institute

Pathos

• ·         Shouldn’t there be more of a match between cost of college and potential earning powerof the graduates
• ·         People don’t believe much any more about the altruistic motives of colleges and universities
• ·         The good news is that controlling college costs really does seem to be an administrative priority. The bad news is that there are more than 4000 colleges and universities

Logos

• ·         Department of Education is paying more than $1.4 Billion per annum to folks whose job is to collect on $76 billion in defaulted student loans.
•      "eight hundred dollars a month until you're 51 years old!"
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Article

http://www.nytimes.com/2012/09/15/opinion/collins-the-lows-of-higher-ed.html?_r=1&ref=columnists